Fixed income markets globally are experiencing one of their worst years in decades. As of June 30, 2022, the FTSE […]
– William Sharpe, Nobel Laureate Economist
Canadians are living longer, with a massive and growing wave of the population expected to start entering their retirement years.¹ A confluence of factors has created a considerable misalignment between human and portfolio longevity that will require new thinking and innovative retirement solutions.
The Retirement Dilemma whitepaper outlines the following topics of interest, supported by case studies:
- • Human longevity
- • Portfolio longevity
- • Historically low interest rates
- • Erosion of defined benefit plans
- • Sequence of returns risk
1 Source: Statistics Canada, Historical Age Pyramid, Census Program, Data Products 2016 Census, Canada, 2019-04-03. Date accessed online May 30, 2022. https://www12.statcan.gc.ca/census-recensement/2016/dp-pd/pyramid/pyramid.cfm?type=1&geo1=01.
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