\u2018tis once again year-end and things are okay,
with stock markets up in a material way.<\/p>\r\n\r\n\r\n\r\n
And though the tide may not be lifting all boats,
far more stocks than just seven are hitting high notes.<\/p>\r\n\r\n\r\n\r\n
So, solid gains have been registered all over the earth,
broadly boosting the total of households\u2019 net worth.<\/p>\r\n\r\n\r\n\r\n
Which in turn supports spending and fewer thoughts of thrift,
keeping arenas sold out for the talented Miss Swift.<\/p>\r\n\r\n\r\n\r\n
And more spending on travel and new bits and bobs,
is supporting the virtuous cycle for jobs.<\/p>\r\n\r\n\r\n\r\n
That sees incomes rise and more workers get paid,
as cost pressures of years past continue to fade.<\/p>\r\n\r\n\r\n\r\n
Inflation, while still high, is more on the level,
giving policymakers worldwide a reason to revel.<\/p>\r\n\r\n\r\n\r\n
As policy prescriptions don\u2019t outweigh the disease,
and have not yet caused momentum to suddenly freeze.<\/p>\r\n\r\n\r\n\r\n
Now there is comfort to move short rates lower,
as inflation (and growth) hit rates that are slower.<\/p>\r\n\r\n\r\n\r\n
But while things are now fine, the road forward is not clear,
as rising uncertainty provides reason to fear.<\/p>\r\n\r\n\r\n\r\n
Wars are still brewing \u2013 tensions are high,
and an American government transition is nigh.<\/p>\r\n\r\n\r\n\r\n
That sets up the return of those days when the Street,
could see rallies one day, unwound the next by a Tweet.<\/p>\r\n\r\n\r\n\r\n
Lower taxes and less regulation the market does laud,
though what may come trade-wise could prove to be flawed.<\/p>\r\n\r\n\r\n\r\n
But as we go once more, dear friends, unto the breach,
we fall back on the words that we repeatedly preach:<\/p>\r\n\r\n\r\n\r\n
\u201cBe diversified, disciplined and focused long-term, manage risks,
ignore noise and keep those nerves firm.\u201d<\/p>\r\n\r\n\r\n\r\n
Because it remains as true now as it has in the past,
\u201dTime in\u201d the market, not \u201ctiming\u201d will help your funds last.<\/p>\r\n\r\n\r\n\r\n
Wishing the best to you all as the holidays arrive,
and hoping for great days ahead in 2025.<\/p>\r\n","protected":false},"excerpt":{"rendered":"
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